Send The Holiday Grinch To The North Pole

(Tips so you don’t spend all of your hard-earned cash on you-don’t-know-what) by Debbe Taylor

1. Just because the ad says “bargain” doesn’t make it so. Recognize that a “blow-out sale” might really be masquerading as a wolf in sheep’s clothing. What do I mean by that? Holiday spirit is one thing, but business is business and these stores are in it to win it, so to speak. The holiday spirit only carries a retailer so far. So, Caveat Emptor (buyer beware).

2. Reality – Many of us are shoppers at heart. Be smart and use a credit card (assuming you haven’t just won the lottery) that gives you points or cash back on your purchases. Be even smarter and pay the bill off in full each month.

3. Gift-giving from the heart is key. If you can find the time (if you can wander the malls, then no excuses, you have time for this), unleash your inner artist and create personal, memorable (hopefully not because you left a nail exposed and little Jimmy required six stitches, kind of memorable) gifts for friends and family.

4. Remember that value is in the eye of the beholder. Here is a list of inexpensive gifts that you can feel great about giving:

5. Decorating

6. Entertaining – The “now what?” doldrums are a bummer. You know, about 20 minutes after every gift has been opened and you’re . surrounded by three large plastic garbage bags filled with packaging and torn wrap. That’s when the dreaded, “what should we do now?” chorus starts. The answer is, Be Prepared!

Last but (most definitely) not least – Don’t get caught up in holiday hype. Your kids, spouse, friends, relatives will still go on to lead productive and wonderful lives, even if they don’t get the newest, most talked about, expensive gift du jour!